Terms and Conditions

Company Name: Bhalla Associates

Welcome to Bhalla Associates. By accessing or using our website, services, educational materials, or communication platforms, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

1. About Us

At Bhalla Associates, “We Don’t Make Deals, We Make Commitments.”
Based in the suburbs of Chicago, IL, our mission is to create wealth for families in the United States by providing them with:

• Financial education

• Personalized financial solutions

• Business education for entrepreneurs

We help individuals, families, and business owners understand and balance their financial portfolios by identifying gaps and providing tailored solutions aligned with their goals. Our services include:

• Wills & Trust

• Proper Protection

• Tax Optimization

• Retirement Planning

• Investment Strategy

• College Saving Plans

2. Pricing Disclosure and Costs

While many of our resources are offered free of charge, certain services may involve fees. These will always be disclosed in advance. Message and data rates may apply when receiving text messages from Bhalla Associates.

3. Message Frequency

By subscribing to our SMS or mobile communications, you agree to receive up to 8 messages per month, including educational resources, event updates, and personalized financial alerts. Message frequency may vary based on interaction.

4. Opting Out

You can unsubscribe at any time by texting the word STOP to 855-824-2552. You may receive a confirmation message verifying your successful opt-out.

5. Customer Support

For any questions or support related to our services or communication, please email us at:
📧 info@bhallaassociates.com

6. Use of Services

Our services are intended for U.S. residents only. You agree to use our website and resources in a lawful manner and not to misuse, replicate, or distribute any proprietary content without permission.

7. Modifications to Terms

Bhalla Associates reserves the right to modify these Terms and Conditions at any time without prior notice. Continued use of our services constitutes your acceptance of any changes.

8. Privacy Policy

Your privacy is important to us. Please review our complete Privacy Policy to understand how your data is collected, stored, and used.

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